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How Much Should You Budget for an Engagement Ring?

Have you found the perfect girl to make your life complete? Have you fallen in love with a woman that truly makes your heart flutter every time she steps into the same room as you? Do you want to ask this gorgeous creature for her hand in marriage?

If you’ve finally found the love of your life, you shouldn’t wait to get engaged. You should let her know how you feel immediately and come up with an amazing, exciting, ecstatic proposal. And while you’re at it, you better get her the best engagement ring you can afford!

Speaking of affording an engagement ring, you may be wondering how much you need to spend in order to get her a great ring at an affordable price. Conventional wisdom is a little bit uncertain at times as to how much you should spend for this precious ring. But ultimately, many people will tell you to save up for three months and spend that amount on the engagement ring you plan to buy for your better half.

So, there’s one way to go about budgeting for an engagement ring. We’d like to give you a few other options to help you expand your horizons and think outside the box.

Have You Considered How Much You’d like to Pay for an Engagement Ring?

Nobody ever said you had to follow the crowd and do what everybody else is doing. You do not have to spend three months’ worth of your salary on an engagement ring if it’s not the right thing for you to do. Instead, I have a different method that I like to share with guys to help them figure out how much to spend on a ring.

You can do this one of two ways. You can go to a local jewelry store and look at the various engagement rings they have on display. Or you can go online to your favorite engagement ring website and check out their stock and prices.

Either way, you need to focus on the rings and prices and see if anything really jumps out at you. You may already have a price point in the back of your mind that you know you can afford. So looking at these rings and the prices will possibly help solidify your answer and make you realize that it’s the best amount to pay based on your personal financial situation.

Ask for Help from Her Family Members and Friends

I’m not saying you should ask them to give you money to pay for the ring. Oh no! That would be suicide!

No, you should ask them how much they think you should pay for the ring. Or at least ask them to tell you about the kind of ring they think she’d love as an engagement ring. Once you get their input, you can begin shopping around for the ring they described and who knows, maybe you’ll find it at a discount somewhere along your travels.

Conclusion

Take heed and use this expert guidance to budget for and buy the ideal engagement ring for the woman you love.

Andy Stanley Net Worth

This week, let’s turn to a man of faith and look at Andy Stanley’s net worth.  Andy Stanley is the senior pastor at North Point Community Church and the founder of North Point Ministries, an international Christian organization.  Now, when you hear “pastor,” you probably aren’t thinking about someone who has a lot of money.  I grew up going to Catholic church, and I can solidly say that our pastor did not have a lot of money at all.  But Andy Stanley is the senior pastor at one of the largest Christian churches in the United States.  His six church campuses have an average of 36,000 people attend weekly services.  That is more people than were in the town where I grew up.  And these megachurches can make their pastors some big bucks.  But that’s not the only source of his income.

Andy Stanley received his bachelor’s degree in journalism from Georgia State University and his masters degree from Dallas Theological Seminary.  These degrees have helped him become an excellent writer and a wonderful public speaker who draws people in.  Andy Stanley has written more than twenty successful books including Communicating for a Change: Seven Keys to Irresistible Communication and Enemies of the Heart: Breaking Free from the Four Emotions That Control You.  His words can also be heard on his weekly podcast, on his television show “Your Move with Andy Stanley” and at speaking events held all around the world.  Not only does he speak about faith but also presents to leadership conferences.

Andy Stanley has managed to turn his career as a minister into big business.  At only 59 years old, Andy Stanley’s net worth of a whopping $40 million.  Not bad for a man of God.  Though it makes you wonder what he’s doing with all that money.

Teairra Marí Net Worth

Teairra mari net worthContinuing down the path of celebrity net worth, let’s take a look at someone in the music industry.  What is Teairra Marí’s net worth?

At just under 30 years old, Teairra Marí has already had an interesting career.  She comes from music royalty – her grandmother sang backup for Aretha Franklin.  I know what you’re thinking, is singing backup really that big of a deal?  You better believe it is!  You don’t get to sing backup for Ms. Aretha without being amazing.  So when Teairra’s grandmother told her to pursue music, she knew what she was talking about.

Teairra began recording in studios when she was 16, and that year, was signed by Jay-Z to Def Jam records.  They knew this girl was something special.  Her first single, “Make Her Feel Good” did well on the charts, but unfortunately for Teairra, the success did not continue.  Her first album sold almost 250,000 copies, but this just wasn’t enough for Def Jam and she was dropped before she could complete her second album.

She signed with a new studio and began work on a second album, but it was shelved after too many of the songs leaked.  She opted to instead release mix tapes, featuring some of her singles as well as work with other artists.

All throughout, Teairra worked as a model and actress and was featured in a few music videos as well as two movies and a tv movie.  Teairra Marí became more of a household name in 2011 when she was featured in the second season of Love & Hip Hop: New York, and then later as a main figure in Love & Hip Hop: Hollywood.

Teairra Marí wisely diversified her income streams when her music career didn’t pan out as she had hoped, and this has led to her building a decent net worth for someone as young as she is. Teairra Marí’s net worth is approximately $1 million.  Not bad at all for someone her age.  She has a solid fan base that continues to grow, which will likely lead to even more success for her in the future.

Celebrity Facts – Joey Graceffa Net Worth

Joey Graceffa Net WorthIn this week’s edition of Celebrity Facts, I’m taking a look at Joey Graceffa’s Net Worth.   Joey Graceffa is an interesting figure to analyze because he’s pretty much a self-made man, building his business on his successful YouTube channel.  But before we get to Joey Graceffa’s net worth, let’s take a look at the man himself.

Joey Graceffa is 26 years old, and at only 16, he started uploading his first YouTube videos.  By 18, he had started one of his two current YouTube channels, posting daily vlogs.  His personality and sense of humor have allowed him to build up a following of over 8 million subscribers.  He also runs a video gaming channel with an additional 2.2 million subscribers.  He has over a billion views on YouTube!

Thanks to his YouTube success, Joey competed on two different seasons of The Amazing Race, and though he didn’t win, this was excellent exposure for his YouTube channel (as well as a boost to his net worth).

Joey has dabbled in acting with roles in a few different web series, and in 2015, he released a memoir about his life and how he came to accept himself for who he is.  He and another author have also written two young adult novels (the second to be released later this year).

As you can see, Joey Graceffa is a very hard working young man.  He has a number of different sources of income and is always working to grow his business, his celebrity, and his bottom line.  His YouTube channel is estimated to make him at least $350,000 a year!  He puts in a lot of hard work, and that hard work is clearly paying off.

With all of Joey Graceffa’s income sources, as well as his years active in the business, Joey Graceffa’s net worth is estimated to be around $4 million.  Not bad for a 26-year-old with many opportunities headed his way!

Save Money on Your Bills by Following These Easy Steps

Everyone is always trying to save money on their bills. There are many ways to do this here is a list of just a couple of the ways you could cut massively on all of your monthly bills.

One easy way to save money is to switch to mobile broadband. This type of broadband is much cheaper than regular broadband and can save you massive amounts of money on your broadband bill if you make sure that you are not downloading too much.

Another method to save on bills is to make sure to keep track of how much electricity you are using. Ensure that you are not leaving electrical items on standby and keep an eye on your bill. See if there is a lot of fluctuation or if it maintains a stable rate. If there is fluctuation try and think about what you did differently that month.

One surprisingly easy way to save money on your bills from ordering online is to keep an eye on postage. Many stores charge different rates for postage and some even offer discounts on postage for bundling more than one item in your order. These reductions can range from simply charging shipping on one item to free shipping for orders over a certain amount.

Set up a budget for each month. This will help you know exactly how much money you have to spend at all times and help reduce unnecessary bills.

Switching to generic (Store Brand) foods can help reduce your shopping bill by a surprising amount. Generic foods are often far cheaper then there named brand alternatives. Very often there is very little taste difference between branded and generic foods.

Make sure to shop around. Very often the first offer you see on any product or service is not actually the cheapest. Check online to see if the item or service your buying is cheaper elsewhere. Be careful to balance price with credibility. Remember if it looks to good to be true it probably is

Make sure not to go over your data limit when using 3g. Going over your data limit when using 3g eats your credit at an alarming rate so ensure that when you are using 3g that you are well below your data cap. If you’re finding it difficult to cut down your data usage look into another phone plan as it will most likely be cheaper to simply switch to a phone plan with a higher data cap then to accept the loss of credit.

Lowering the temperature on your hot water heater can also help cut down on the cost of your energy bills. Try and drop it to around 60 degrees Celsius(or 125 degrees Fahrenheit)

If you find yourself not watching much tv or simply being bored with the selection available perhaps consider cancelling your subscription. Tv subscription can be a surprisingly high expense and many people as of late are taking the job and “cutting the cord”. As a result, they know reaping the benefits of saving money on their bills both by not having to pay a subscription fee and a reduction in their electricity bill.

If you can, try and use public transport instead of private transport. Private transport is nearly always more expensive than public transport. If you can travel with public transport your transportation bills will not only be greatly reduced but you will also be helping the environment

Opt for free entertainment options instead of premium entertainment options. Always check to see what free events are going on in your area. You will probably be surprised by the amount of totally free events that are occurring in your area.

Make sure to utilise timers on electrical items especially lights. Timers will tell the item to turn off at a certain time. This will save you money on electricity

If you follow these helpful tips you should see a fairly massive reduction in your monthly bills and thus you will have more money in your pocket.