After the Fed’s most recent rate cut, I’ve been checking rates at ING Direct, waiting to see if the interest rates are going to fall on my savings accounts (I expect they will) and where CD rates will end up. I’ve got a number of CDs right now, many more than I normally would have, simply …
Rate cuts hurt savers, but not as much as we think? Read More »
Last night, I watched an episode of 17 Kids and Counting (the TLC show that follows the Duggar family). They were having a job exchange day, where the girls learned to change the oil in a car and how to change a tire, and the boys learned to cook and clean. All gender stereotypes aside, …
So, consumer confidence is at an all time low. Is anyone surprised? With prices skyrocketing, banks failing, the stock market falling, and the government taking “drastic measures” to prop up the economy, it’s no wonder people are worried. An economic situation like this always seems to hit harder at the holidays as well. People are …
Yesterday, I did my last grocery shop for the month. I’ve been tracking all the groceries I buy this month, logging and categorizing each item. It was an eye opening experience. I did go overbudget on groceries this month, but by less than $5, which initially pleased me. Mid-month, I decided I wanted to bake …
Last week, J. Money wrote about feeling guilty for using your emergency fund. And I realized that this is me! I never touch my emergency fund. This month, I had some very unexpected vehicle expenses after my car broke down while traveling for a funeral. I had some money in my “Car Expenses” YNAB budget …