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	<title>Comments on: Has the economy changed your spending habits?</title>
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	<link>http://www.countingmypennies.com/2009/03/27/has-the-economy-changed-your-spending-habits/</link>
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		<title>By: Recession Hits Home - Undercurrents</title>
		<link>http://www.countingmypennies.com/2009/03/27/has-the-economy-changed-your-spending-habits/comment-page-1/#comment-2718</link>
		<dc:creator>Recession Hits Home - Undercurrents</dc:creator>
		<pubDate>Tue, 12 May 2009 12:15:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.countingmypennies.com/?p=988#comment-2718</guid>
		<description>[...] am not alone. A recent Counting MyPennies blog post points out that there has been an increase in the number of people writing and reading about [...]</description>
		<content:encoded><![CDATA[<p>[...] am not alone. A recent Counting MyPennies blog post points out that there has been an increase in the number of people writing and reading about [...]</p>
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		<title>By: Alger</title>
		<link>http://www.countingmypennies.com/2009/03/27/has-the-economy-changed-your-spending-habits/comment-page-1/#comment-2130</link>
		<dc:creator>Alger</dc:creator>
		<pubDate>Wed, 01 Apr 2009 18:41:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.countingmypennies.com/?p=988#comment-2130</guid>
		<description>Yes and no. Because we had to dig out of a pile of debt several years ago, we&#039;re used to restrained spending. Now we&#039;re even more cautious. When we do buy, we buy only quality items that will last a long time and we also try to buy items that increase our self-sufficiency.</description>
		<content:encoded><![CDATA[<p>Yes and no. Because we had to dig out of a pile of debt several years ago, we&#8217;re used to restrained spending. Now we&#8217;re even more cautious. When we do buy, we buy only quality items that will last a long time and we also try to buy items that increase our self-sufficiency.</p>
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		<title>By: Jen</title>
		<link>http://www.countingmypennies.com/2009/03/27/has-the-economy-changed-your-spending-habits/comment-page-1/#comment-2126</link>
		<dc:creator>Jen</dc:creator>
		<pubDate>Wed, 01 Apr 2009 13:23:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.countingmypennies.com/?p=988#comment-2126</guid>
		<description>Hello!  First time visitor here!

I&#039;ll have to say our spending hasn&#039;t changed at all due to the fact we were always the frugal one&#039;s already.  If anything our spending might of actually increased due to the light at the end of the tunnel is getting really bright since we will be paying our house off this year and will be 100% debt free!

We just have to buckle back down (me shopping at Save a lot &amp; Aldi&#039;s more versus just Meijers)so hopefully we can get our house paid off a month or so earlier than we have planned!</description>
		<content:encoded><![CDATA[<p>Hello!  First time visitor here!</p>
<p>I&#8217;ll have to say our spending hasn&#8217;t changed at all due to the fact we were always the frugal one&#8217;s already.  If anything our spending might of actually increased due to the light at the end of the tunnel is getting really bright since we will be paying our house off this year and will be 100% debt free!</p>
<p>We just have to buckle back down (me shopping at Save a lot &amp; Aldi&#8217;s more versus just Meijers)so hopefully we can get our house paid off a month or so earlier than we have planned!</p>
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		<title>By: Fabulously Broke</title>
		<link>http://www.countingmypennies.com/2009/03/27/has-the-economy-changed-your-spending-habits/comment-page-1/#comment-2100</link>
		<dc:creator>Fabulously Broke</dc:creator>
		<pubDate>Mon, 30 Mar 2009 20:37:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.countingmypennies.com/?p=988#comment-2100</guid>
		<description>Naw, I haven&#039;t changed much except from when I first started tracking/budgeting. Other than that, I&#039;m about the same as always.. conscious spending is a nice balance for me

I don&#039;t hunt for sales in big department stores unless I have a lot of time to kill..</description>
		<content:encoded><![CDATA[<p>Naw, I haven&#8217;t changed much except from when I first started tracking/budgeting. Other than that, I&#8217;m about the same as always.. conscious spending is a nice balance for me</p>
<p>I don&#8217;t hunt for sales in big department stores unless I have a lot of time to kill..</p>
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	<item>
		<title>By: What Sizzled the Week of March 22nd? &#124; Fiscal Fizzle</title>
		<link>http://www.countingmypennies.com/2009/03/27/has-the-economy-changed-your-spending-habits/comment-page-1/#comment-2078</link>
		<dc:creator>What Sizzled the Week of March 22nd? &#124; Fiscal Fizzle</dc:creator>
		<pubDate>Sun, 29 Mar 2009 15:46:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.countingmypennies.com/?p=988#comment-2078</guid>
		<description>[...] If not going out to eat is &#8220;getting old&#8221; for you, read about the non-financial benefits of eating at home at Passive Family Income. Then head over to Counting My Pennies and read about whether the economy has changed your spending habits. [...]</description>
		<content:encoded><![CDATA[<p>[...] If not going out to eat is &#8220;getting old&#8221; for you, read about the non-financial benefits of eating at home at Passive Family Income. Then head over to Counting My Pennies and read about whether the economy has changed your spending habits. [...]</p>
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		<title>By: I&#8217;m back with an announcement! &#124; Frugal Living Tips &#38; Money Saving Ideas &#124; Living Well on Less</title>
		<link>http://www.countingmypennies.com/2009/03/27/has-the-economy-changed-your-spending-habits/comment-page-1/#comment-2063</link>
		<dc:creator>I&#8217;m back with an announcement! &#124; Frugal Living Tips &#38; Money Saving Ideas &#124; Living Well on Less</dc:creator>
		<pubDate>Sat, 28 Mar 2009 14:40:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.countingmypennies.com/?p=988#comment-2063</guid>
		<description>[...] at Counting my Pennies asks &#8220;Has the economy changed your spending habits?&#8221; Hopefully it&#8217;s made you think a little more before making unnecessary [...]</description>
		<content:encoded><![CDATA[<p>[...] at Counting my Pennies asks &#8220;Has the economy changed your spending habits?&#8221; Hopefully it&#8217;s made you think a little more before making unnecessary [...]</p>
]]></content:encoded>
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		<title>By: Megan</title>
		<link>http://www.countingmypennies.com/2009/03/27/has-the-economy-changed-your-spending-habits/comment-page-1/#comment-2052</link>
		<dc:creator>Megan</dc:creator>
		<pubDate>Fri, 27 Mar 2009 18:31:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.countingmypennies.com/?p=988#comment-2052</guid>
		<description>I disagree.  Sure, I can write everything down and log in to see what&#039;s going on.  But will I?  And there&#039;s something about having to send that specific payment, even if it&#039;s just an online payment by credit card, that really makes it sink in.  Sure, it&#039;s partly psychological.  But while I think that set it and forget it is a great plan for saving, it&#039;s not a great plan for spending.  Being surprised you have saved a lot is great.  Being surprised you spent a lot is not. 

Thanks for your comment!  You make good points!</description>
		<content:encoded><![CDATA[<p>I disagree.  Sure, I can write everything down and log in to see what&#8217;s going on.  But will I?  And there&#8217;s something about having to send that specific payment, even if it&#8217;s just an online payment by credit card, that really makes it sink in.  Sure, it&#8217;s partly psychological.  But while I think that set it and forget it is a great plan for saving, it&#8217;s not a great plan for spending.  Being surprised you have saved a lot is great.  Being surprised you spent a lot is not. </p>
<p>Thanks for your comment!  You make good points!</p>
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		<title>By: Jason Unger</title>
		<link>http://www.countingmypennies.com/2009/03/27/has-the-economy-changed-your-spending-habits/comment-page-1/#comment-2049</link>
		<dc:creator>Jason Unger</dc:creator>
		<pubDate>Fri, 27 Mar 2009 17:13:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.countingmypennies.com/?p=988#comment-2049</guid>
		<description>Great work getting control of your finances.

I wouldn&#039;t be worried about automating your transactions -- you can still write everything down, if you log into your online banking on a regular basis to see what&#039;s going on.

Good luck!</description>
		<content:encoded><![CDATA[<p>Great work getting control of your finances.</p>
<p>I wouldn&#8217;t be worried about automating your transactions &#8212; you can still write everything down, if you log into your online banking on a regular basis to see what&#8217;s going on.</p>
<p>Good luck!</p>
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		<title>By: Tammy Brackett</title>
		<link>http://www.countingmypennies.com/2009/03/27/has-the-economy-changed-your-spending-habits/comment-page-1/#comment-2046</link>
		<dc:creator>Tammy Brackett</dc:creator>
		<pubDate>Fri, 27 Mar 2009 13:33:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.countingmypennies.com/?p=988#comment-2046</guid>
		<description>I&#039;m a life long frugalist so this suddenly being &quot;hip&quot; is a very fun turn of events. I love reading financial and frugal blogs and it is indeed comforting to know so many people feel as I do about strategically saving and savvy spending. It is a relief to find like minds.
Today my thrift mart is having a half off sale. This is how I &quot;go shopping&quot; and I find it&#039;s fun, frugal and fantastic!
Great post!</description>
		<content:encoded><![CDATA[<p>I&#8217;m a life long frugalist so this suddenly being &#8220;hip&#8221; is a very fun turn of events. I love reading financial and frugal blogs and it is indeed comforting to know so many people feel as I do about strategically saving and savvy spending. It is a relief to find like minds.<br />
Today my thrift mart is having a half off sale. This is how I &#8220;go shopping&#8221; and I find it&#8217;s fun, frugal and fantastic!<br />
Great post!</p>
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		<title>By: Wojciech @ Fiscal Fizzle</title>
		<link>http://www.countingmypennies.com/2009/03/27/has-the-economy-changed-your-spending-habits/comment-page-1/#comment-2045</link>
		<dc:creator>Wojciech @ Fiscal Fizzle</dc:creator>
		<pubDate>Fri, 27 Mar 2009 11:49:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.countingmypennies.com/?p=988#comment-2045</guid>
		<description>I had noticed the same thing with our own finances - we had been pumping up our savings and spending carefully for some time before it seemed that everyone &quot;else&quot; jumped on board. These days, it&#039;s &quot;the norm.&quot; I suppose that&#039;s one good thing the recession brings - a realization that free money doesn&#039;t exist and a return to &quot;the basics.&quot; Nice post!</description>
		<content:encoded><![CDATA[<p>I had noticed the same thing with our own finances &#8211; we had been pumping up our savings and spending carefully for some time before it seemed that everyone &#8220;else&#8221; jumped on board. These days, it&#8217;s &#8220;the norm.&#8221; I suppose that&#8217;s one good thing the recession brings &#8211; a realization that free money doesn&#8217;t exist and a return to &#8220;the basics.&#8221; Nice post!</p>
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