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How to Calculate Expenses

If you hope to create an accurate budget, you will need to know how to accurate calculate your expenses. The good news is that doing so is as easy as knowing what qualifies as an expense and how to use a calculator. Let’s take a look at how you can calculate your expenses and give […]

Creating a Budget While Paying Down Debt

Most Americans have accumulated debt in some form, whether it includes an auto loan or with credit cards. Although accumulating debt can increase your credit score, it can also accumulate quickly and be difficult to pay off while putting you at risk of bankruptcy. To pay off the debt in a realistic timeframe and obtain […]

The Latte Factor - Does It Work?

A few years ago, a personal finance “guru” coined the term “Latte Factor.”  The basic premise is that small expenses add up and by simply cutting out your daily latte, you could be saving thousands of dollars each year.  Then, you just invest that money instead of spending it on your daily coffee and voila! […]

Love Your Money: Making a Budget You Can Live With Painlessly

Most people don’t know how to make a budget. And, even when they do, they often shoot too high, making things difficult for themselves. If you want to get better at managing your money, but you don’t know where to start, here are some ideas that even the most financially illiterate can follow.

Write Down Everything

Most […]

Staying on the Cash Track: Sticking to Your Budget No Matter What Life Tosses at You

Frustrating, isn’t it? You’re trying to stick to this budget you created, but life always seems to get in the way. Here’s how to stick to your budget when the world around you refuses to cooperate.

Build A Savings

According to Sansone & Lauber, a car accident lawyer, automobile accidents can put a serious dent in your […]