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Over the weekend, I read this article on Slate about the author’s struggles with getting his first credit card. He had a job, no mortgage, and no debt. But he also had no credit history, which meant that no credit card was willing to take a risk on him. Ultimately, he had to get a secured [...] This is a special guest contribution from Steve Sildon, Senior Managing Editor for CreditCardAssist.com. Steve writes about a variety of personal finance topics, providing financial tips and guidance on a variety of subjects including credit cards and an assortment of other credit-related topics. Most people are familiar with the concept of reward credit cards – [...] Over on The Consumerist, they recently posted an article about a restaurant owner who had $1.28 million debited from her bank account by the utility company. This was, of course, a mistake, and the utility company is fixing the bill and paying the overdraft charges on her bank account. The restaurant owner had received the [...] I learned a lesson this week. I hate learning by experience. I got a letter in the mail that a credit card I’ve had open for five years, with a substantial limit on it, got closed for inactivity. Now, I know that I should use my cards at least once a year, but this one totally [...] My main credit card is a Chase Amazon.com Visa card. I pay it off every month and I like it because I do a lot of shopping at Amazon.com, so the rewards are worthwhile for me. My credit limit on that card is absolutely ridiculous. As in something like 20% of my salary. Clearly, I’ve [...] |
 
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