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Protect Your Credit To Survive Coronavirus

Protect Your Credit To Survive Coronavirus

That title is pretty sensational, but there are indications in the American economy that credit scores are going to be very important in the era of coronavirus and COVID-19. That’s not based on speculation; mortgage lenders across America are reconsidering their FICO score requirements for home loan approval, making scores in the mid to upper …

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Hierarchy of Savings - What Should Come First?

Hierarchy of Savings – What Should Come First?

It can be difficult to establish a hierarchy of savings. What should come first when you are paying yourself? Three basic areas represent parts of your life that need financial attention; your retirement fund, your money set aside for emergencies, and debt repayment. The last one doesn’t sound like you are paying yourself–at first. But …

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Why Is It So Expensive To Live In A Major City?

Why is it so expensive to live in a major city? There are many variables; escalating rents, excessive licensing and permitting for small businesses, ever-escalating property taxes, and much more. What follows is NOT journalism. It is OPINION. And that’s a bit of transparency badly needed in today’s 24-hour news cycle reporting. But these are …

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Fix Credit Report

Credit Report Correction: How Long Does It Take?

How long does it take to correct your credit report? Unfortunately, the answer may depend on what kinds of corrections may be needed. According to the Federal Trade Commission (FTC), the Fair Credit Reporting Act requires credit agencies to respond to you over complaints of erroneous, incomplete, outdated, or inaccurate information. According to the FTC, …

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