My main credit card is a Chase Amazon.com Visa card. I pay it off every month and I like it because I do a lot of shopping at Amazon.com, so the rewards are worthwhile for me. My credit limit on that card is absolutely ridiculous. As in something like 20% of my salary. Clearly, I’ve [...]
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I’ve been reading a lot about our current financial situation and what Congress is trying to do to fix things, and something in a recent article caught my eye. This article discussed what we should know about the current financial crisis. There was a lot about WaMu and FDIC and SIPC insurance, but the point [...] The more I learn about personal finance and the more people that I talk to about money, the more I realize that I have grown up with a very atypical view of credit cards. I think that has helped me more than I ever knew. I have always been aware that people regularly carry balances on [...] Over on The Simple Dollar, there is a post about using a portfolio of credit cards for specific purchases, a way to try to maximize rewards and benefits on cards. The “ideal” portfolio described seems like a lot of work to me – not in remembering to pay the bills, but simply in remembering which card [...] I have discovered that I’m one of those people for whom cash just burns a hole in my pocket. I limit myself to taking a specific amount of cash out of the ATM each month. I can spend it on whatever I want, but when it’s gone, it’s gone. For the most [...] |
 
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