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The following is a guest post from Tisha Tolar. Ms. Tolar is a writer for DebtFreeDestiny.com, where she provides information about credit card consolidation, debt relief and how to get out of debt. For years many consumers have been in denial regarding their debt and personal finances. This was made easier by the almost guaranteed availability of [...] The more I learn about personal finance and the more people that I talk to about money, the more I realize that I have grown up with a very atypical view of credit cards. I think that has helped me more than I ever knew. I have always been aware that people regularly carry balances on [...] A friend just pointed me to Charity for Debt, a program that is being piloted here in D.C. as well as in Dallas and Oklahoma City. The basic idea is that people with student loan debt can sign up and work at a non-profit and receive tax-free money towards their student loan in return, [...] If you’ve been reading finance blogs for a while, you know about the idea of debt snowflaking, and probably about its younger cousin, savings snowflaking. The theory behind the snowflaking method is that no amount is too small. Find a dollar on the floor? Put it towards your debt. Make $3 [...] It’s been a few weeks, but I am still helping my friend get on the path to financial fitness. You can read the previous steps here, but in short, so far she has figured out how much debt she has, categorized her expenses to figure out where her money goes, and checked her bills [...] |
 
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