emergency fund

How to Buy Oil and Gas Royalties

  Are you interested in learning how to buy mineral rights, or oil and gas royalties? Many of these transactions are conducted privately, but there are ways to buy. Do you know what they are? There’s more than one way to search for oil royalties, gas royalties, even mineral rights and related transactions. They include: …

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Plan Your Way To Smarter Spending And Saving

  I remember feeling stuck in various financial situations in life that required me to get creative with my finances. It’s never easy to admit you need to quit spending, start saving and adding some financial responsibility to my weekly routines. The hardest part of that journey is just getting started sometimes. Do you need …

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remote work

Employment Social Distancing And Remote Work: How To Survive

  Remote work is the new normal for many industries. Thanks to the coronavirus pandemic, many people who are used to working in a school, library, office, coffee shop, car dealership, or any other “in-person” business are finding themselves having to adjust to working from home. That is definitely NOT NEWS. But what IS news …

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Protect Your Credit To Survive Coronavirus

Protect Your Credit To Survive Coronavirus

That title is pretty sensational, but there are indications in the American economy that credit scores are going to be very important in the era of coronavirus and COVID-19. That’s not based on speculation; mortgage lenders across America are reconsidering their FICO score requirements for home loan approval, making scores in the mid to upper …

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Hierarchy of Savings - What Should Come First?

Hierarchy of Savings – What Should Come First?

It can be difficult to establish a hierarchy of savings. What should come first when you are paying yourself? Three basic areas represent parts of your life that need financial attention; your retirement fund, your money set aside for emergencies, and debt repayment. The last one doesn’t sound like you are paying yourself–at first. But …

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