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The Expenses of Car Ownership

So you’re ready to buy your first car; congratulations. You’ve probably worked hard, saved money for a downpayment and have been daydreaming about the kind of car you will ultimately buy for sometime. Exciting stuff. There are several things that you should know about car ownership and the expenses associated with it before you dive […]

What is Emergency Savings For?

You hear about emergency savings all the time.  You should put away money for emergencies.  And since people so often say that you should try to save three to six months worth of expenses, it naturally follows that emergency savings must be to pay for what you need in case you lose your job, right?

Definitely […]

Emergency Evacuation Documents

This past week, many of us in the United States had our eyes on the southeastern part of the country as Hurricane Matthew set its sights on the Caribbean and the US coast.  A number of my friends were in mandatory evacuation areas, and one shared on Facebook that they were loading up all of […]

My Emergency Fund Takes Another Hit

Earlier this summer, I talked about having to use my emergency fund.  Thankfully, it was only a hit of about $600, which I replenished thanks to June being a three paycheck month.

Then, as I was cleaning out my home office a week or so ago, I found something weird.  The leg of my desk was […]

6 Steps to Take If You’re Pulled Over for a DUI

You went to a summer barbeque with friends and had a drink or two, but now you’re stopped on the side of the road with flashing red and blue lights in your rear-view mirror. What should you do?

Being pulled over for a DUI is a sobering experience. Instead of panicking, I recommend following these 6 […]