You hear about emergency savings all the time. You should put away money for emergencies. And since people so often say that you should try to save three to six months worth of expenses, it naturally follows that emergency savings must be to pay for what you need in case you lose your job, right?
This past week, many of us in the United States had our eyes on the southeastern part of the country as Hurricane Matthew set its sights on the Caribbean and the US coast. A number of my friends were in mandatory evacuation areas, and one shared on Facebook that they were loading up all of […]
Earlier this summer, I talked about having to use my emergency fund. Thankfully, it was only a hit of about $600, which I replenished thanks to June being a three paycheck month.
Then, as I was cleaning out my home office a week or so ago, I found something weird. The leg of my desk was […]
You went to a summer barbeque with friends and had a drink or two, but now you’re stopped on the side of the road with flashing red and blue lights in your rear-view mirror. What should you do?
Being pulled over for a DUI is a sobering experience. Instead of panicking, I recommend following these 6 […]
I’ve talked about preparedness a lot on this blog. Doing things like setting up your emergency fund, keeping an emergency kit and a small stockpile of food in your home, and making sure you have a plan should an emergency happen while you’re away from home.
But all of those things rest on the assumption that […]