emergency planning

Protect Your Credit To Survive Coronavirus

Protect Your Credit To Survive Coronavirus

That title is pretty sensational, but there are indications in the American economy that credit scores are going to be very important in the era of coronavirus and COVID-19. That’s not based on speculation; mortgage lenders across America are reconsidering their FICO score requirements for home loan approval, making scores in the mid to upper …

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coronavirus outbreak

Why Are People Hoarding Toilet Paper During The Coronavirus Outbreak?

Why are people hoarding toilet paper during the coronavirus outbreak? This is a phenomenon that is not uncommon in situations that require restricted movement, quarantines, or other unusual measures to contain a problem like a viral outbreak. There is a lot of derision over the panic buying of hand sanitizer, face masks, and toilet paper…what …

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Hierarchy of Savings - What Should Come First?

Hierarchy of Savings – What Should Come First?

It can be difficult to establish a hierarchy of savings. What should come first when you are paying yourself? Three basic areas represent parts of your life that need financial attention; your retirement fund, your money set aside for emergencies, and debt repayment. The last one doesn’t sound like you are paying yourself–at first. But …

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