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Understanding How Retirement Products Work

Retirement products (i.e. provident funds, retirement annuities and pension funds) provide you with different restrictions and benefits. Therefore it is essential that you understand how a particular retirement product works, in order to choose a product in line with your financial goals.

Retirement products are built around investments, which require time to grow. Even the best […]

Why Most Gen-Xers Aren’t Ready for Retirement

Generation X has fallen behind Millennials in retirement savings, and the future is looking bleak for the generation that came of age in the 1990s. Gen-Xers have the highest level of financial insecurity of any generation, with more than 80% saying they don’t have enough saved for retirement. It’s no surprise, then, that so many […]

Retiring Right: What to Do When You Finally Have Time to Spare

Most people look forward to the day when they can say, ‘I will never again have to get up in the morning for something I haven’t chosen to do. I will spend today and tomorrow doing whatever I feel like.’ But for many, after a few months, the reality of filling all that time can […]

Retirement Calculations by Fidelity

April!  Can you believe it!  We’ve made it through a full quarter of the year.  How is everyone’s budget looking?

(Don’t forget, Americans.  Tax returns are due this month.  Get on it.  No one wants to be standing in line at the post office the day the returns are due.)

Earlier this month (so, last week), a […]

5 Tips on Saving Money for Your Retirement

If you haven’t already, you need to start saving up for your old age, today. Many forget that after a particular point in their lives, they will have to live off their pensions or social security benefits. There is no doubt that in order to save up, you have to work hard for a company […]