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A downside for the ladies

Yesterday, an AP article discussed that “Women should factor longer life into retirement.”

According to the article, women live an average of 22 years after retirement, while men only live 19 years after retirement, and given the increase in medical costs, women therefore need to save 2% more than men every year for 30 years to [...]

What I Wish I Had Known

At work, there has been an influx of fresh faced young employees over the past few weeks. Some just out of college, others just out of grad school. I’m enjoying meeting all these new people, and it’s always great to have new, enthusiastic employees.

There has been a lot of talk as of late as to [...]

May Net Worth Update (+8.22%!)

This month was a great month for my net worth. It increased by a whopping 8.22%!

Ok, so that was mainly due to a very generous gift from a family member that is being tucked safely away.

Aside from that though, my investments are continuing to rebound. It’s slow going, but it’s at least moving [...]

Retirement funds – DCA or no?

Thanks to a generous family member, I came into a bit of money in the past week. It was enough to fund my Roth IRA for the year with a bit leftover. So of course, step one was funding my Roth. I couldn’t decide whether dollar cost averaging was the way to [...]

Roth IRAs as Emergency Funds?

I have seen a number of personal finance websites suggesting that people keep their emergency funds in a Roth IRA. After all, the point of an emergency fund is to never have to touch it, saving for retirement is good, and one of the benefits of a Roth IRA is that you can take out [...]