I’m doing NaNoWriMo again this year, and on the forums, there are age group message boards – for the 20-somethings, 30-somethings, 40-somethings, etc.  I don’t frequent the 20’s forum because it’s often filled with very young college kids who I feel very distant from, but I popped in and there was a thread asking if [...]

This isn’t a new article, but I came across it again the other day and found it interesting.  The article asks whether it’s better to penny pinch and save on the little things (like making coffee at home rather than buying it) or if you should forget the small stuff and just make big changes [...]