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Borrowing from yourself

As anyone who reads this blog knows, I’ve been using YNAB for over a year now, and I love it.  I use the spreadsheet version because I’m kind of a spreadsheet geek.  I’m always recommending the program to people who are working on getting their finances in order, but I find there’s always one big [...]

Becoming immune

The Frugal Duchess hosted this week’s Carnival of Personal Finance, and highlighted one of my posts!  Check it out.  It’s been a while since I’ve submitted to a Carnival of any sort, so it’s great to be a part of this one.

So this week, the Fed cut rates again.  Honestly, I think I’m becoming a [...]

One Year and Counting

Since yesterday was the one year anniversary of my first post on this blog (in its initial incarnation, anyway), I’ve decided to take a few days this week to post about things that have happened over the past year.

Reading other PF blogs and writing my own has been a very educational experience.  Even though my [...]

How I saved myself 42 cents

I have had a dentist bill staring at me for a few days now.  I had budgeted the money to pay it, and I knew it was coming, but I still hadn’t paid it.  Why?

I have run out of stamps.

Now, I don’t work all that far from the post office, but I just hate going [...]

Rate cuts hurt savers, but not as much as we think?

After the Fed’s most recent rate cut, I’ve been checking rates at ING Direct, waiting to see if the interest rates are going to fall on my savings accounts (I expect they will) and where CD rates will end up.  I’ve got a number of CDs right now, many more than I normally would have, simply [...]