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What are Golden Handcuffs and How to Avoid Them

While I was in law school, a common topic of conversation was paying off the education debt most of us were currently accruing.  For a number of people, the plan was to take a high-paying job, even though the work wasn’t what they wanted, pay off the debt early, and then go do their desired […]

How should I spend a bonus paycheck?

For me, July is a glorious month?  Why?  Because July is a rare three paycheck month.

*cue choir of angels*

I am paid every other week.  Typically, that means two paychecks a month, but with 12 months in a year and 26 paychecks, two months out of the year, I get three paychecks.  Since I use the YNAB […]

Willpower and Money

One of the big things that I want to work on in 2016 is willpower.  I find myself drawn to excesses in two main areas in my life – food and spending.

In the food area, I started really watching what I eat and cutting back on the sugar back in September.  I’ve seen an amazing […]

Spending on Experiences

One of the things I’m currently trying to do is cut back on the amount of stuff that I have.  I’m not trying to live some beautiful simple life, and I’m certainly never going to buy into the Tiny House Movement (though those houses are incredibly adorable), but I do feel like I own too many […]

No Spend Month: The Halfway Point

As of this morning, I have reached the halfway point of my no spend month.   So how’s it going?

Well, before looking at the numbers, a few things that I have been doing:

1.  I stopped looking at all deals sites.  Zip. Zilch.  Nada.  I don’t even open the links.  It’s too easy to see something I […]