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Borrowing from yourself

As anyone who reads this blog knows, I’ve been using YNAB for over a year now, and I love it.  I use the spreadsheet version because I’m kind of a spreadsheet geek.  I’m always recommending the program to people who are working on getting their finances in order, but I find there’s always one big [...]

Budgeting without the Budget

This month, I have yet to update YNAB.  I know, it’s sending me into a little bit of a panic.  I usually update it a few times a week, or at least once a week at the bare minimum.  It’s so easy to just pull out all of my receipts every week and enter my [...]

Budgeting too Strictly

As I mentioned, this month, my budget is out of whack because of some unexpected pet expenses. The cat’s surgery is next Tuesday, but I’m already planning how to pay for it. While the money is there thanks to YNAB, I am doing my best to tighten the budget so that I don’t [...]

Budget Woes

I just spent a bit of time staring at my budget for August. It doesn’t look so bad on the surface. I just paid my insurance bill and had enough money in that budget category to cover the bill, thanks to planning ahead. I’ve started putting away a little bit of money [...]

30 Day Plan

First off, as I mentioned the other day, I’m hosting the Finance Fiesta this week, so get your submissions in by Wednesday at 5! The Fiesta goes live on Thursday morning.

I was reviewing my July budget this weekend, and realized that in July, things kind of went off the rails. Nothing too terrible, [...]