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Budget Disaster… Sort Of

My budget is all out of whack this month. I just didn’t do a good job of predicting my spending categories. I’m still using (and still loving) YNAB, and when I budget for the upcoming month, in many categories, I frequently use the same budget numbers without giving real thought to what’s going on that [...]

What to stimulate

Last week, I got the notice in the mail that I would be receiving my stimulus check soon. I mentally plugged the extra $600 into my budget and pondered what I would do with the money.

Sadly, I don’t have anything exciting planned. I didn’t budget well this month for my upcoming vacation and [...]

YNAB – A Review

I started using YNAB a few months ago and have sporadically updated my progress, but after a comment, decided it was time to do a true review and update.

I am using YNAB for Excel, meaning that it’s a spreadsheet. It’s not as fancy as YNAB Pro, the standalone program, but it’s exactly what I [...]

Budget Busters

Mrs. Micah recently posted about her budget busters and so I’m tagging myself for this meme. What are my five budget busters?

This comes at a time where my budget has already been busted and exploded for the month. So it is well timed.

1. Not planning ahead
I think this is the biggest problem [...]

March Budget Review

My apologizes for the lack of regular posting this week. I’ve been in training most days at work and by the time I get home, my brain is so numb that I can’t come up with anything intelligent to post.

March was not so good for my budget. The goal was to finish the [...]