The key differences between rich and wealthy are, for some, a matter of perspective. For someone who earns $15 an hour, struggles to pay their student loans, and worries about being able to afford a car repair, the woes of someone who earns twice as much don’t seem like trouble at all. “If I had …
I woke up on New Year’s Day knowing I wanted to take steps to save more money and save better in 2021. But how to do it? I decided to break down my plan into four basic steps. Identify New Risks And Save Accordingly I have a savings plan that includes an emergency fund, savings …
When I first started investigating my investment options, I wasn’t really sure what I was doing and didn’t even know the difference between saving money and investing it. That may sound like a fairly obvious concept, but what is the difference between saving and investing? They both involve setting up accounts, putting money aside that …
Do you need easy money challenges to help you to save money and get your finances in order? While it’s true that you shouldn’t expect a money challenge to solve all of your financial issues, the discipline of these challenges and the creative thinking involved can help you to think differently about your spending habits. …
3 Easy Money Challenges to Get Your Finances In Order Read More »
I remember feeling stuck in various financial situations in life that required me to get creative with my finances. It’s never easy to admit you need to quit spending, start saving and adding some financial responsibility to my weekly routines. The hardest part of that journey is just getting started sometimes. Do you need …