(Edit – sorry guys, looks like the promotion’s ended)
Now that’s an attention grabbing title, right?
I was referred by Beachgirl to RevolutionMoneyExchange. It’s similar to PayPal, in that it’s a way to send and receive money online, but they’re trying to add additional perks. It’s designed as an easyway to exchange money. Need to pay someone back for dinner? Send them money through MoneyExchange. Your roommate still owes you for this month’s rent? Send a request through MoneyExchange. It’s all free, too, which is great.
The best part though, is that if you sign up, you get $25 in your account. And if you want, you can immediately withdraw that into your bank account. Or you can use it to try out MoneyExchange, which is what they hope you’ll do. Either way, free $25. If you comment here with your e-mail address (I will delete the comment afterwards, if you want), I will send you a referral link. It gets me $10, which I will add to my “charity” account, and it gets you $25. Great deal for all involved, right?
Megan is a 30-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:
In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance. It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information. It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck. While that was working for me, clearly I needed a better plan.
While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.
Except that’s not what an emergency fund is for.
So I did a lot of research, read a lot of blogs, and decided that I needed a plan. I needed to budget. I needed to know what I was spending my money on. I needed to prepare for the future.
I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way. I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.