The 125th Edition of the Festival of Frugality is up, and my article on Couponing is included. If you don’t visit the festivals and carnivals that go through the blogging world every week, you really should, and you should also really consider submitting. It’s a great way to find new blogs and to bring new readers to your site as well.
And here are some of the articles that I enjoyed:
- Frugal or Cheap – Here’s a Test – I got 22. I’m happy with that, but I think I could be more frugal… I do love my cable though!
- When are you a brand name shopper? – If it’s a consumable, I’m more willing to try a generic brand, on the theory that if it’s not great, I’ll just use it up and buy a different brand the next time. Except, like Kyle, with beer. And perhaps a few other things.
- Why I Like Being Frugal – I really like this idea. Living a simple, grounded life is a good feeling. And it’s nice to have that chunk of cash set aside thanks to your frugal ways, so if you decide to take a less than frugal vacation, for example, you can do that. At least in my opinion.
- Jump Start Your Frugality – Good ideas here. Little things add up!
- Renters Insurance Basics – It amazes me how many people don’t have renter’s insurance. Also, for condo owners – do you have extra insurance for your possessions? Don’t just rely on the insurance on the building – frequently that’s just the building structure, not always even including interior walls.
- Top 5 Ways to Trim Our Grocery Bills – I am constantly amazed with how much I spend on groceries, and I don’t feel like I buy a lot of splurge items. Once I’m back from vacation, I’m going to really try to step up the savings.
Megan is a 40-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:
In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance. It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information. It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck. While that was working for me, clearly I needed a better plan.
While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.
Except that’s not what an emergency fund is for.
So I did a lot of research, read a lot of blogs, and decided that I needed a plan. I needed to budget. I needed to know what I was spending my money on. I needed to prepare for the future.
I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way. I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.