Counting My Pennies

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Money is hard to spend!

July 5, 2008 By Megan Smith

I’ve fallen a bit behind on posting about my Abundant Life Spending Spree. I’ve made a list of the amounts and my ideas of what I would spend the money on for the next few days, and I have to admit, I get to a certain point and then I have no idea what I would buy. “House.” “Bigger House.” “Bigger bigger house.” Which is clearly against the rules. So I’ll have to do some window shopping in the next week or so.

But to catch up a bit:

Abundant Life Spending Spree – $6400
With $6400, I would go on an expensive vacation to a destination spa with my sister. Perhaps this one. Of course, with that much money, we’d be going all out. It would be a great way to spend time with her and relax and live a crazy lavish life for a few days.

Megan Smith
Megan Smith

Megan is a 40-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:

In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance.  It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information.  It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck.  While that was working for me, clearly I needed a better plan.

While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.

Except that’s not what an emergency fund is for.

So I did a lot of research, read a lot of blogs, and decided that I needed a plan.  I needed to budget.  I needed to know what I was spending my money on.  I needed to prepare for the future.

I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way.  I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.

Filed Under: spending spree

Comments

  1. Mrs. Accountability says

    July 5, 2008 at 10:15 pm

    Megan, I’m having the same problem – it’s hard to spend money! I guess I’m mean, because I hired my sister to work for me for 6 hours a week for 48 weeks on Day 8, lol. Maybe on Day 9 I’ll spring for the spa visit – which sounds lovely, btw. Good choice.

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