I have a confession to make. I had all these great intentions of getting the Sunday paper every week, clipping the coupons, and using that and the grocery store and CVS ads to figure out the best bargains that week.
I haven’t clipped coupons in almost a month.
I do still check the CVS ad and the grocery store ad online every week. Both sites make it really easy. Not only is the sale ad available online but you can click on particular ads and the site creates a shopping list for you. Of course, I’m buying more than just what’s on sale, but it’s a great way to start a weekly shopping list.
I’m not sure why I gave up on couponing and the drugstore game. It might have been the time involved, or it might have been that I felt I just wasn’t finding that the coupons were for products I would normally buy. Additionally, I found that I was spending much more money than normal just to get the deals. Sure, I was ending up with more for my money, but did I really need the extra items that I ended up with?
I haven’t decided if I’m done with coupons for good. I will still check coupon sites online to see if there’s anything worthwhile. As for the Sunday paper, that’s still up in the air. If I subscribe, each Sunday paper would cost 75 cents. Will I get 75 cents worth of coupons from that? Sure. Will I get 75 cents worth of coupons for things I would normally buy in the time period before the coupons expire? That’s less certain.
Over the next few weeks, I may pick up a few more newspapers at the store to give couponing another shot and see if I can really make it worth my time.
Abundant Life Spending Spree… I think we’ve hit an end. I’ll have to ponder over the next few days, but I have to admit, all I keep thinking for the bigger amounts are “House.” “Bigger house.” “House in better neighborhood.” “House in better neighborhood with every green upgrade possible.” “House in better neighborhood with every green upgrade possible and huge tracts of land…”
But we’ll see if I come up with more!
Megan is a 40-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:
In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance. It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information. It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck. While that was working for me, clearly I needed a better plan.
While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.
Except that’s not what an emergency fund is for.
So I did a lot of research, read a lot of blogs, and decided that I needed a plan. I needed to budget. I needed to know what I was spending my money on. I needed to prepare for the future.
I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way. I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.