Well, it’s surgery day for my poor cat. At the risk of sounding like a crazy cat lady, I am more than a little freaked out about the whole situation. I realize that the procedure is minor, but any time anesthesia is involved, I worry. I know that I will spend the entire day waiting for the phone to ring to tell me that he’s ready to be picked up and panicking when the phone does ring for fear that something went wrong in the surgery.
Yes, I realize I can be a little extreme sometimes.
I’m lucky in that I have a boss who is kind enough to let me work from home today and actually get in a full day of work, rather than showing up late for work after dropping the cat at the vet and then leaving early to pick him up again and spending the whole day worrying about when the vet will call and worrying about the other cat at home alone.
This post really isn’t very finance oriented, though today will be my second highest spending day of the month (the first being rent day). Even though I will be worried much of the day, I’m glad to be in a financial situation where I don’t have to also worry about how I’m going to pay for the procedure and after care. It’s good to have one less thing to worry about.
Megan is a 30-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:
In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance. It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information. It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck. While that was working for me, clearly I needed a better plan.
While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.
Except that’s not what an emergency fund is for.
So I did a lot of research, read a lot of blogs, and decided that I needed a plan. I needed to budget. I needed to know what I was spending my money on. I needed to prepare for the future.
I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way. I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.