Yesterday turned out better than I expected. The cat’s surgery was a great success, though unbeknownst to me, putting it off for two short weeks meant that the problem got worse, and while he wasn’t apparently feeling any pain two weeks ago, it was clear to the vet that he had an exposed nerve in his mouth and was in horrible pain. I had no idea – he wasn’t showing any indication of being in pain. The lesson here is to not put off surgery for a pet, no matter the cost.
And on the money note, the estimate they gave me was a high estimate, one that would cover after care antibiotics and pain pills. He didn’t need either, since he had no infection and the dull ache he would feel after surgery was nothing compared to the exposed nerve. Even with picking up some prescription food for the other cat ($50 for one 17 lb bag!) the cost was still significantly lower than what I was quoted. I can’t complain.
So all in all, yesterday was a great success. I’m going to continue to build up my pet fund so that I’m ready for any additional unexpected expenses that might come my way. And perhaps I’m going to build a cat treadmill to help the fat one lose some weight so I don’t have to keep buying $50 food for him. We’ve tried all the traditional routes (non-prescription weight-loss cat food, exercise, limiting his food, etc) and he continues to gain weight. Clearly a gym membership is the next step.
Megan is a 30-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:
In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance. It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information. It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck. While that was working for me, clearly I needed a better plan.
While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.
Except that’s not what an emergency fund is for.
So I did a lot of research, read a lot of blogs, and decided that I needed a plan. I needed to budget. I needed to know what I was spending my money on. I needed to prepare for the future.
I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way. I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.