Counting My Pennies

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Budgeting without the Budget

November 10, 2008 By Megan Smith

This month, I have yet to update YNAB.  I know, it’s sending me into a little bit of a panic.  I usually update it a few times a week, or at least once a week at the bare minimum.  It’s so easy to just pull out all of my receipts every week and enter my expenses.

So then why haven’t I done it yet?  Well, first off because a lot of my computer time is being taken up by NaNoWriMo (just about at the halfway point).  Also, even with all my tips on staying healthy, I’ve managed to catch a cold, so I’m trying to get a lot of sleep.  (Thank you, plague filled co-workers.)  But mostly, I’m lazy.  My most updated budget spreadsheet is on my flash drive which is in the other room.

But the good thing about this?  I know I’m doing fine with my budget.  I haven’t spent a whole lot of money yet this month, but I know that every expense so far fits right in with where I’ve budgeted.  It’s becoming a habit.  It’s taken almost a year, but I’m finally in the habit of thinking about spending money before I spend it.

It’s a weird feeling, to be honest.  I’m getting a little antsy about not having updated my budget.  I’m sure I’ll get to it later today or tomorrow.  But it’s really great that it’s no longer a concern – that I can stay within my budget without constantly having to use a spreadsheet.

 

Filed Under: ynab

Comments

  1. Trevor says

    November 11, 2008 at 1:28 am

    “I’m getting a little antsy about not having updated my budget.”

    Oh how I can relate! I don’t feel like my life is organized until I get my budget in order! It’s key!

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