Happy New Year, everyone! I hope everyone had a safe New Year’s Eve, be it out with friends, sitting at home, or sleeping through the event (all of which are completely acceptable activities).
I think a lot of people are ready for 2009. Clean slate and all. Unfortunately, the economy doesn’t quite work that way, but there is a good possibility that 2009 will end better than it started, and the idea of things looking up makes me happy.
I am still crunching the numbers to figure out my final net worth (some numbers won’t be available til tomorrow), but I did end 2008 with a lower net worth than I had at the beginning of the year. On a positive note, I managed to save a significant amount of money in cash and CDs, so clearly I’m doing something right, even if my investments are falling. That’s all for long term use, and will come back by the time I need it.
I’m not big on New Year’s resolutions, but again this year, my goals are to spend wisely, save what I can, and try to keep in shape and stay healthy. These seem to be my resolutions every year. I succeeded in saving money this year. I also lost 2 pounds which isn’t much, but it’s better than gaining weight, plus I’ve finally gotten into a good workout routine that I’ve been able to stick to. Here’s to hoping that 2009 is even more successful for all of us.