I have been going through what I go through every spring. Extreme dislike of every piece of weather-appropriate clothing that I own. I’m not sure why this happens, but I do it every year. It could be that since my office is like a refridgerator, I end up wearing cardigans all the time over my summery shirts, and I have a tendency to do that on warmer winter days as well. So when it should be time to change up the wardrobe and wear things I’ve not been able to wear in months, there’s nothing that falls into that category.
Part of the problem is that there are items in my wardrobe that I need to replace. But before I do that, I always make myself go through my closets and my drawers and really clear them out. Have I worn this in the past year? Does it fit? No? Then out it goes. Sometimes I find things buried in the back of the closet that I haven’t worn because I don’t think I like how it fits, I try it on, and hey! This doesn’t look so bad after all.
Admittedly, it’s a bit shameful that I have as much clothing as I do, and over the past few years, I’ve not bought that much, mostly just replacing things that have worn out. But forcing myself to go through everything once a year is great for keeping things under control. I always manage to pull together at least one big bag of stuff to donate to charity, and it’s refreshing to have everything re-folded and the closet re-organized. I should do it more than once a year, and every so often, I’ll go through a drawer or a section of the closet, but spring is always a great time to do a full cleaning.
Megan is a 40-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:
In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance. It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information. It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck. While that was working for me, clearly I needed a better plan.
While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.
Except that’s not what an emergency fund is for.
So I did a lot of research, read a lot of blogs, and decided that I needed a plan. I needed to budget. I needed to know what I was spending my money on. I needed to prepare for the future.
I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way. I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.