I don’t usually post twice in one day, but I have some information I want to share. I’ve been using SwagBucks for a number of months now as my main search engine and have been using my points towards Amazon.com gift certificates. But now, SwagBucks is offering cash! For just 80 SwagBucks, you can get $5 deposited into your SwagBucks account. Now, your SwagBucks will go further if you get Amazon gift certificates, but sometimes, you don’t need money to shop – you need cash. SwagBucks wants to help.
I use Firefox as my main browser, and in the search box, have SwagBucks set as the primary search engine, so searching using SwagBucks becomes second nature. I’m always searching for information on something, so the Bucks add up fast.
And, if you sign up this weekend and enter the code CASHISKING, you will get 5 SwagBucks to start! But hurry – this offer expires at 12:00 pm Pacific on July 6th (Monday). Go earn those SwagBucks!
Megan is a 40-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:
In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance. It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information. It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck. While that was working for me, clearly I needed a better plan.
While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.
Except that’s not what an emergency fund is for.
So I did a lot of research, read a lot of blogs, and decided that I needed a plan. I needed to budget. I needed to know what I was spending my money on. I needed to prepare for the future.
I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way. I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.