Little late this morning. Things have been crazy around here, and I didn’t get a chance to put a post in the queue yesterday and I’m just now able to stop and breathe, make some tea, and fire off a quick entry.
So who has plans for November? I do!
That’s right. Once again this year, I’m planning to participate in NaNoWriMo, a quest to write a 50,000 word novel in 30 days. I’ve done it for a number of years, and it’s always a fun adventure. No, I’ve never written anything of great quality, but it’s fun to sit down and write a story and see what happens. In previous years, I had grand outlines, characters, all sorts of things. This year? I have a bare bones plot. I’m not sure if that makes things easier or harder, to be honest, but it should still be fun.
Anyone want to join me?
Not into the idea of fiction noveling? A lot of people do NaNoWriMo in their own way. Some people write 50,000 words of their own autobiography. Others try to blog every single day. Some write poems or songs. Whatever your thing is. It’s a fun adventure. Take the challenge!
Megan is a 40-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:
In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance. It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information. It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck. While that was working for me, clearly I needed a better plan.
While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.
Except that’s not what an emergency fund is for.
So I did a lot of research, read a lot of blogs, and decided that I needed a plan. I needed to budget. I needed to know what I was spending my money on. I needed to prepare for the future.
I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way. I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.