Do any of you have a problem with unwanted advice?
I have a few coworkers who are always offering unsolicited and unwanted advice.
Now, I know they mean well, and I appreciate that. They aren’t advising me based on any personal gain for themselves (unlike the former coworker who always advised me to use specific Mary Kay products – of course, she also sold Mary Kay). There sometimes seems to be an air of “I know everything” along with this advice, but really, a lot of great advice comes with that. After all, how can you advise without some knowledge?
Lately, however, I feel like I’m being bombarded with unwanted advice from a few people. Something happens and I hear “Oh, you should…” Well, thank you for that advice, but that’s actually pretty terrible advice. I’m really starting to get frustrated by it. But I think that other than my current plan, which is to smile, nod, and thank them for their advice, all the while planning to not follow it (after all, it’s often something I’ve already considered and decided against), there’s not much I can do. Clearly, I don’t want to come off as rude. I do appreciate that others are trying to help, but I wonder if they realize just how arrogant they are beginning to sound. It’s one thing to advise on occasion, but on a daily basis?
Does anyone else deal with unwanted advice? What do you do to keep from getting frustrated?
Megan is a 30-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:
In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance. It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information. It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck. While that was working for me, clearly I needed a better plan.
While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.
Except that’s not what an emergency fund is for.
So I did a lot of research, read a lot of blogs, and decided that I needed a plan. I needed to budget. I needed to know what I was spending my money on. I needed to prepare for the future.
I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way. I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.