I don’t know about you, but watching and reading the media coverage of the earthquake in Haiti is making me feel very lucky right now. As of writing, there is no clear estimate of the number of people killed in this disaster, but CNN is reporting that it’s already more than 100,000 people. The images are horrifying.
One thing that was not destroyed was the airport – relief flights are still able to get in to help. So here’s where you can come in. You know I’m big on charitable donations. Give to those who need your help. And this is your chance. There are a lot of relief agencies already doing work in Haiti, and a quick search will give you an idea of where to donate. Two big ones are the American Red Cross and Doctors Without Borders. If you check out Twitter, you’ll notice posts telling you that if you text a certain word to a specific number, you can make a $10 donation to that charity, which will be paid through your cell phone bill. While that method of donating isn’t my bag, if you’re interested, you should give it a shot.
Disaster relief is expensive. If you can, give a few dollars to help. If we all did this, imagine the help it would provide the relief organizations.
Megan is a 30-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:
In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance. It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information. It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck. While that was working for me, clearly I needed a better plan.
While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.
Except that’s not what an emergency fund is for.
So I did a lot of research, read a lot of blogs, and decided that I needed a plan. I needed to budget. I needed to know what I was spending my money on. I needed to prepare for the future.
I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way. I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.