So in the news this morning, everyone’s talking about what Apple might announce today, and the assumption is that it is some sort of tablet device, perhaps a counter to the Amazon Kindle and the Barnes and Noble Nook. Already, I have coworkers who are planning to buy it when they don’t even know what it is!
While I understand the desire to have the newest and the best items, I think there are some benefits to waiting. I like to wait and see what people think of things before I buy them. In addition, this lets the company work out any bugs with the systems. And hey, sometimes the price ends up dropping too.
Of course, watching for reviews and talking to people who have bought the new item just makes me want to have it for myself even more.
I don’t have any plans to buy the new Apple product, if it is really a tablet. I have a Kindle already (the old version) and really don’t need anything different. But what about you? Are you an early adopter? Are you planning to watch for updates of the Apple event online, constantly refreshing any live feeds?
Megan is a 40-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:
In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance. It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information. It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck. While that was working for me, clearly I needed a better plan.
While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.
Except that’s not what an emergency fund is for.
So I did a lot of research, read a lot of blogs, and decided that I needed a plan. I needed to budget. I needed to know what I was spending my money on. I needed to prepare for the future.
I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way. I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.
I’m a medium adapter. The first version is never the best version. Sure you get the “wow! you have X!” comments, but then when a way better version comes out less than a year later, you’re stuck with the old, crappy version.