Counting My Pennies

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Yep, still snowed in.

February 9, 2010 By Megan Smith

Snow day number two.  The Federal Government is closed again in the DC area due to the snow.  There are a lot of people angry about this, but from what I understand, the reasoning is twofold.  First, a lot of people physically can’t get to work, either because they are snowed in or because public transit is still closed in their area.  Second, the roads are still fairly treacherous, and by closing the federal government, they keep a lot of people off the roads, which allows crews to continue to clear.  That also helps prevent accidents.

We’re supposed to get another 10-20 inches, according to the National Weather Service, though some of the forecasts are lower.  The snow should start around noon and continue through the night.  It’s crazy.  I’m wondering what’s going to happen tomorrow.  I’m expecting to have to go to work, but we’ll see.

It really has been perfect timing, since I’ve been sick and battling a cold.  Not having to go to work has let me rest up more than I normally would have.  I think today, I need to finally tackle the closet that I’ve been avoiding.

And maybe tomorrow, I’ll be back at work!

Megan Smith
Megan Smith

Megan is a 40-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:

In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance.  It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information.  It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck.  While that was working for me, clearly I needed a better plan.

While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.

Except that’s not what an emergency fund is for.

So I did a lot of research, read a lot of blogs, and decided that I needed a plan.  I needed to budget.  I needed to know what I was spending my money on.  I needed to prepare for the future.

I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way.  I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.

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Comments

  1. me in millions says

    February 9, 2010 at 3:28 pm

    No more snow! I can’t handle it anymore!

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