Six day weekend.
It is literally blizzarding outside. Seriously. The forecast includes the phrase “life threatening blizzard conditions.”
Needless to say, I’m not at work right now. I never thought I would say this, but I am ready to go to work tomorrow. I feel like such a slug. I’m not getting any of the exercise I normally get, and I can feel it in my body. There are only so many times I can do laps around my apartment. Later, I might go and climb up and down the stairs for a while.
So far, I’ve managed to not spend a fortune shopping online. I’m pretty proud of that. I have been doing a lot of browsing though, just to pass the time. I did order a few things for my mom’s birthday later this month. I’m not so sure that they’ll get here in time for me to get them shipped back out to her in time for her birthday, but it’s the thought that counts, right?
I actually did manage to get out yesterday. The roads aren’t awesome, but I was able to walk to the movie theater with some friends. It was nice to get out and actually talk with people not on the phone! I think that might be the biggest reason I want to go back to work. Real, extended conversation. I don’t care if we’re talking about growth and acquisition rates. It would be real words.
You might be thinking “Megan, if you had a roommate, you would be able to have conversations.” No, I think this is one time I’m glad to live alone. Being trapped with other people gets old no matter what. It would be nice to have friends who live in the building though.
Megan is a 30-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:
In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance. It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information. It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck. While that was working for me, clearly I needed a better plan.
While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.
Except that’s not what an emergency fund is for.
So I did a lot of research, read a lot of blogs, and decided that I needed a plan. I needed to budget. I needed to know what I was spending my money on. I needed to prepare for the future.
I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way. I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.