Amazing net worth jump this month! Up 4.66%. It was a good combination of cash savings and investment jumps. I think it was a big of a fluke and don’t expect to see these sorts of numbers next month, but I’m going to enjoy them anyway. I’m not sure what’s going on lately, but I’m feeling like I’m losing control of my money right now, and it’s good to see that I’m still doing just fine.
I’m still tracking all of my spending and limiting my cash transactions to between $40 and $60 a month (though that trends higher in the summer when I spend more time at the farmers’ market). I used to enter my transactions into YNAB every couple of days and now I usually don’t track anything until the weekend. I love the new version of YNAB, with the ability to download transactions from my credit card company. I think that’s why I feel like I’ve lost touch with my finances. I’m not as worried about losing receipts or forgetting about spending because I know that I can pick it up easily with the download feature.
For my own comfort, I might have to get back to tracking a little more closely. My spending clearly isn’t getting out of control and I’m so glad that reasonable spending has become the norm for me. But there’s nothing wrong with doing a little more frequent checking in with my finances, just for my own piece of mind. Besides, if I’m doing this well while only being vaguely mindful of my finances, I wonder how much I can save by paying closer attention.