I must be made of magnets as of late. Computers are crashing all around me. Yesterday, one of our servers at work died and today I got a message that my hosting company is having server problems as well. I’m less worried about my hosting company. They do wonderful work and fix things in a flash. Plus, they do something very important – they run backups. I run backups of my site as well, just in case, but after years of working with them, I’ve never had a problem. In fact, they even fix problems that I create.
The office servers are another story. Oh sure, they run backups. But unfortunately, the file restoration is slow-going, which means that while the files could get restored by the beginning of next week, we need them now. I opened a file to work on it this morning and discovered two days of work missing. Thankfully it wasn’t a whole lot of work, but it started to make me think I was going crazy. “Wait, I already did this, didn’t I?” My options are to wait for the restore or re-do everything. Unfortunately, the answer is re-do everything. It’s not going to be hard, just time consuming and a little frustrating. But I’m one of the lucky ones. There were much more important things that disappeared that may never be restored (depending on the time of the backup).
What’s the lesson here? Backup your work. Back it up often. I’m a fan of the idea of fairly constant backups, using either an online service or a program on your computer to backup to an external drive. In fact, I suggest you use both, but that’s just me. We’re going to an increasingly digital world, which is great, but it’s so much easier to lose absolutely everything with just one hard drive crash.
Megan is a 40-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:
In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance. It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information. It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck. While that was working for me, clearly I needed a better plan.
While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.
Except that’s not what an emergency fund is for.
So I did a lot of research, read a lot of blogs, and decided that I needed a plan. I needed to budget. I needed to know what I was spending my money on. I needed to prepare for the future.
I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way. I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.