Man, blogging is hard. Who knew, right?
I have a million excuses, really. I had a cold. My internet was out thanks to all the storms we’ve had recently (though we never lost power, thank goodness ). Work has been insane.
But excuses are meaningless. Hoping to try to get back to some regular posting soon.
I updated my YNAB budget this weekend and man, it has been a spendy month. I clearly need to get back on track with budgeting. I know what’s gone wrong. I got a roommate. I suddenly have more funds. While I’m putting more money directly into savings because of that, I’m also spending way more than normal. Some of that is what I would call necessary spending (though it’s not exactly on necessities). I bought new running shoes and some clothes for work. These are both things that were sort of needed. I also did a bit of early Christmas shopping. And then I’ve just been spending on random things, using this extra money as an excuse to buy a few of the things I’ve been lusting after and not able to spend money on.
The problem is that I didn’t budget for any of this and so I’m already way over budget in a few areas and it’s only mid-month. Not good at all, especially with all the traveling I have coming up during September and October. But there’s nothing I can do about it now. So the plan is to just tighten the purse strings and count this as a learning experience (a fun one, that’s for sure) and go back to carefully planning my budget from now on.
The good thing is that I knew what I was doing as I was doing it. I knew I was blowing my budget. So I do have a good idea of what my funds are like. Now I just need to learn to pay attention and NOT blow the budget.