Does anyone else always get sucked into those tv shows about people who have houses filled with clutter? Some are more lighthearted, like Clean House, others are kind of dark, like Hoarders. Either way, I find them completely fascinating. People have just accumulated so much stuff, and it’s always such a mess, with piles everywhere. And yet, the people also always know exactly where everything is.
Watching these shows always makes me want to go clean out my closet.
At first, you don’t understand how people get to that point. And I still don’t understand how anyone can stand to live among rotting trash. But I guess you just get used to it and then you stop noticing the smell and the flies. But then I start to think about the things that I own. How many storage boxes do I have in my closet? How much stuff is saved under my bed. It’s not trash, but is it really stuff I need? On some level, maybe I’m saving it so I don’t have to spend money later. And that’s frugal. But at the same time, it’s a little bit wasteful too.
So here’s my challenge. I want to get rid of 5 things a week for the next month. And maybe for the month after that. See how much I can pare down. It will be nice to be free from some of this stuff that I have accumulated, and it might make organizing my closet a whole lot easier.
Megan is a 30-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:
In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance. It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information. It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck. While that was working for me, clearly I needed a better plan.
While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.
Except that’s not what an emergency fund is for.
So I did a lot of research, read a lot of blogs, and decided that I needed a plan. I needed to budget. I needed to know what I was spending my money on. I needed to prepare for the future.
I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way. I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.