Counting My Pennies

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Finally Starting

January 5, 2011 By Megan Smith

So this whole house hunting thing is becoming a bit more real.  I contacted a Realtor, who came recommended by a friend, and she pointed me in the direction of a few different lenders to get my pre-approval letter.  Yikes!  I’m not worried about getting approved.  My credit score is good (though I should recheck that) and I have a solid down payment and a solid job.  But it’s still a little scary.  I feel like I’m venturing into unknown territory.

Thankfully, I not only have friends who have done this before, but I have very supportive coworkers who are happy to answer questions.  It’s still pretty scary to think about though.  There’s just so much I don’t know.   I am finding myself very thankful for my real estate transactions professor in law school who insisted we be able to read rental contracts and home purchase contracts though!

Filed Under: homes

Comments

  1. Daisy says

    January 5, 2011 at 10:37 pm

    House hunting would be so fun! But yes, daunting at first. I’ve never done it (yet!) but that’s the sort of thing I can’t WAIT to do with my life.
    You’ll get approved. Even when I worked for $10/hr ^& my boyfriend had a very, very unsteady job, & we had no downpayment, we got approved for a $310,000 mortgage. We were just looking into it.
    I just started looking at your blog, can’t wait to read more 🙂

  2. me in millions says

    January 7, 2011 at 10:32 pm

    Good luck! I want to hear all about your house hunting and financing adventures.

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