Counting My Pennies

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Counting down

February 16, 2011 By Megan Smith

Before I start, one random thing that I’ve found laughable over the past few weeks.  My spam blocker catches most of the spam that’s posted to this blog, thankfully, but I always skim through them just to make sure no real comments were caught.  And the spammers are trying some interesting techniques right now.  The old spammers would say things like “I really like this topic.  You are nice and intelligent.”  Now they’re saying “This is a good post, but you have a grammatical error in the last sentence” or “I disagree with your opinion, but appreciate your writing skill.”

Of course, they’re still getting deleted.

Things still seem to be a go for closing on Friday.  Still no word from the settlement company about how much money I need to bring to the table.  I’m probably just going to do a wire transfer, which seems to be their preferred method.  Thankfully, I can do that online and don’t have to worry about losing the check.  It’s a bit scary to think about though.  That’s some serious money.

I have been making list after list of things that I need to do and things that I need to buy.  It’s getting a bit overwhelming, but that’s why I make lists in the first place.  Thankfully, I’ve got a four day weekend to deal with all of this.

I think step one might be plugging in my little iPod speakers, gearing up some music, and dancing through my house in my socks.

Megan Smith
Megan Smith

Megan is a 30-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:

In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance.  It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information.  It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck.  While that was working for me, clearly I needed a better plan.

While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.

Except that’s not what an emergency fund is for.

So I did a lot of research, read a lot of blogs, and decided that I needed a plan.  I needed to budget.  I needed to know what I was spending my money on.  I needed to prepare for the future.

I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way.  I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.

Filed Under: homes

Comments

  1. Catherine says

    February 17, 2011 at 3:50 am

    I love lists! And lists always come before exciting good things, like road trips, holidays, weekends away, moving house 😉 Great times!

    Enjoy your sock dancing – I know we’d all do the same !

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