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Being judgmental

May 19, 2011 By Megan Smith

One thing I’m careful to work on is not being judgmental and not jumping to conclusions.  For example, I used to be exasperated when I saw a “big” kid in a stroller – thinking that this kid was clearly old enough to walk and hey, maybe this is how our obesity problem started.  But then I realized that I don’t know that kid.  I don’t know the family.  For all I know, that kid has a disability and can’t walk.  And a stroller is easier to maneuver than a wheelchair, so why not?

Sometimes, I find myself being judged on how I spend my money, and so I also work to not judge others on how they spend their money.  Sure, I think that above all, you should pay your bills.  If you are splurging on designer dresses but falling behind on your mortgage, I find it hard to not be exasperated at your decision.  But beyond that, your money is your money and you can do with it what you want.  Maybe your thing is designer clothes.  I balk at designer prices, so that’s definitely not my thing.

But maybe you think my spending money on half-marathons is crazy.  (When I’m out running in the pouring rain, I may agree with you.)  But I love the big races (especially Disney races) and while they’re expensive, I have a great time doing it.  I love the growing collection of race medals hanging on my wall.  I also love wearing cute running gear.  And I love how I feel after a great run.  Do I need to spend money to have a great run?  No.  Do I love doing it anyway?  Absolutely.

We all have different values.  If you’re reading a finance blog, we probably have something in common – the desire to save/spend wisely/plan for the future.  But what we do in addition to that differs widely.

What do you spend your money on that others may find crazy?

Megan Smith
Megan Smith

Megan is a 40-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:

In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance.  It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information.  It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck.  While that was working for me, clearly I needed a better plan.

While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.

Except that’s not what an emergency fund is for.

So I did a lot of research, read a lot of blogs, and decided that I needed a plan.  I needed to budget.  I needed to know what I was spending my money on.  I needed to prepare for the future.

I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way.  I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.

Filed Under: hobbies

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