I’m finding myself a bit stressed about my finances lately, and I think that’s why I’ve not had anything to write about.
It’s nothing bad – I’m not at risk of missing bills or anything. And I’m still happily employed. But I just find myself overspending lately. Some of it is bad planning, some of it is just bad luck. This month, I dropped a bunch of money on a new computer cord and a new phone when both died (the cost of replacing the parts on the phone was only $50 less than the new phone, so I figured it was worth it).
Right now, I’m also finally having the planned landscaping done on my yard. Before my house was rehabbed, it sat vacant, and was a rental before that. So the yard was in horrid condition. Not just weeds and overgrown plants, but lots of soil erosion and improper drainage. Nothing good. The patio stones were broken and missing in places as well. Nothing good. So one thing I decided to do when I bought the house was have the yard professionally worked on. The bids were more expensive than I thought they would be, but I decided it was worth it. And I think it will be. It’s just a lot of money to be sinking into something right now.
I just need to tighten up the spending again. It’s hard, because there’s so much that I want to do for the house, but I just need to step back. Even with the little things. Because the little things add up.
My roommate moves out in December. I’m worried about what that will do to my budget.
I’m going thru the same thing. I just bought new windows and a new sliding glass door for my home (they were in horrible condition!). Even though I had the money, had been saving extra for it for just this purpose, I still feel uneasy about the fact that I spent it in this rotten economy.
So now I’ll tighten up again as well and continue saving for my future and for the next project – having a house means a never ending list of projects to try to prioritize, anticipated and unanticipated 🙂
I’m right there with you. We’re currently expecting our second child & recently found out our insurance won’t cover nearly as much as it did with our 1st. It’s hard to push through these worrisome times & I appreciate you sharing.
You can see my post about the same thing here: http://thegreengoddessblog.blogspot.com/2011/09/entering-panic-mode.html