I made a stupid mistake this month. I forgot to pay a credit card bill.
How I forgot, I don’t know. I have two Chase credit cards. They are linked to one account, so I login once and can see both cards. Somehow, I set up the electronic payment for one and not for the other.
Thankfully, I realized this the day after the payment was due when I saw the $25 late fee hit.
I’m also going to be hit with a day of interest for that late payment too, and that’s gonna hurt.
It was a stupid mistake, and I’m going to be extra careful about it from now on. I’m just going to suck up the fees and move on and make sure to be on top of my bills. I’m sure of what happened – the bill came while I was out of town during the holidays, and it just got set aside rather than getting paid immediately.
At least it was just a credit card and not something bigger, like a utility bill. No need to mess with not having heat during the winter!