As a couple of commenters suggested, I could call my credit card company and see if I could get the late fees waived after my stupid mistake. This was something I knew, but something I was reluctant to do. Would I learn anything from my mistake if I had the damage automatically un-done?
And then I realized I was being dumb. This was money we were talking about! Two late fees! $50!
So I called. Admitted my mistake, had no excuses, and asked that since I had such a long relationship with the company (nearly ten years), if it might be possible to get the late fees waived, understanding that I would still have to pay the interest that accrued during the one day where I was late.
The rep could not have been nicer. Waived the fees and said she would make sure no interest would accrue and she thanked me for staying with them for so long.
So thank you, Chase. I appreciate your confidence in me. And trust me – I will not be paying late ever again.
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