My poor car is broken.
Well, not broken. Her beauty is just marred.
Thursday morning, I was pulling into the tiny parking garage at work. It’s very tight. And all of a sudden, someone came flying towards me from the other direction (they were probably going 20). I overcorrected and… CRUNCH.
Yep. Ran the side of my car all along a concrete barrier. Awesome.
I kept driving and pulled into a parking space. I didn’t want to get out of the car, because I didn’t want to know how bad it was. I used my side mirror to look out and see the damage. Bumper appeared to still be attached. That’s a good thing. So I got out of the car and walked around to check it out. Yep, completely scraped and dented, all along the passenger side of the car. Managed to hit just about every panel, as well as the front bumper. Missed the side mirror somehow, so that’s something.
Not a good way to start the day.
Knowing this was going to be a pricy fix, I opted to do it through insurance. And I am so glad I did. The claims people at State Farm could not have been nicer and really took care of a lot of the hard work for me. They recommended a body shop (who I later checked out online – good reviews). They also set me up with a rental car. All I had to do was go to the body shop, get the estimate done, and schedule the repairs and the rental car.
Based on the estimate, going with insurance was the best plan. Ouch! Over $3500 worth of repairs! But my deductible is only $100, and I have rental coverage that covers 80% up to $500, so I just have to cover 20% of the rental car. Excellent.
Should only take a week or so to get my baby back. And I’m going to be extra careful with her from now on.