I realized today that I have owned my home for over a year. It was the weekend of St. Pats day that I moved in last year. Yikes.
I’m working up a longer post about what I’ve learned in that year, but I can’t believe it’s already been a year. It feels like forever and yet not that long at all.
The house definitely feels like mine. It doesn’t feel like it’s someone else’s, or that I belong in my old apartment. I’m quite glad to no longer be there.
I didn’t quite make my goal of being fully moved in by Christmas, but at least all the boxes are unpacked. That counts for something. I didn’t think about the fact that I was moving a small apartment into a large house and would want to buy some additional furniture before deciding where to hang all of my pictures on the walls.
There’s one thing I can say for sure – I have no regrets. Home ownership isn’t easy, but when it’s right for you, it’s definitely worth it.
Megan is a 30-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:
In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance. It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information. It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck. While that was working for me, clearly I needed a better plan.
While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.
Except that’s not what an emergency fund is for.
So I did a lot of research, read a lot of blogs, and decided that I needed a plan. I needed to budget. I needed to know what I was spending my money on. I needed to prepare for the future.
I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way. I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.