My roof is repaired. The roofing repair guy came out yesterday, looked at the damage inside, climbed up onto the roof, and returned with photographs (which I appreciated). He could fix it right there with very little trouble.
Financial damage? $150.
I’m definitely pleased, and the company was a breeze to work with. I know that you should get multiple estimates, but I decided that $150 was worth the risk. After all, I’m not looking at a full replacement at this point. And it’s nice to have that taken care of.
So the next step is going to be repairing the damage inside. It’s not too complex a process, but I’m not very experienced in home repairs. And it’s in my teensy master bathroom, so if I screw it up and it doesn’t look perfect, it’s not the end of the world. This weekend, I’m going to hit up Home Depot for the repair supplies (thank you This Old House for the walkthrough on how to repair) and also pick up some paint samples to figure out what color I want to paint the walls once the repair work is done.
I can’t believe I haven’t painted anything in my house yet. I’m fairly indecisive and also bad with color, so trying to choose paint colors is a challenge for me. And my current paint colors aren’t bad, so I haven’t gotten around to it yet. But this water damage is going to force me to do something. Or just live with patched, unpainted walls.
Let’s be honest, the latter is fairly likely to happen!
Megan is a 40-something government employee in the Washington, DC area. She got interested in Personal Finance when she got out of college and realized that her paycheck wasn’t going to go as far as she had hoped. Since starting this blog, she has managed to buy a house and make a solid start on her retirement goals, and hopes to help others do the same. Here is her story:
In 2007, I was a gainfully employed 20-something with no debt but not a lot of knowledge about personal finance. It was a co-worker’s comment about Roth IRAs that sent me to the internet, searching for information. It was then that I realized that I really didn’t know a whole lot about personal finance and that my current financial situation was due a lot to inherent frugal tendencies, generous family members, a fear of debt, and good luck. While that was working for me, clearly I needed a better plan.
While I had no debt, I was also pretty much living paycheck to paycheck and not worrying about going over budget (I say this as if I had a real budget) because I had an emergency fund set aside to cover any overages.
Except that’s not what an emergency fund is for.
So I did a lot of research, read a lot of blogs, and decided that I needed a plan. I needed to budget. I needed to know what I was spending my money on. I needed to prepare for the future.
I decided to create a blog not only to make myself accountable to others but also to share the knowledge that I gained along the way. I’ve learned so much from my fellow bloggers, and I hope that my readers can find something useful in what I have to share as well.