Ah, healthcare. So needed, yet so complicated and frustrating for many. Whatever your opinions are of Obamacare (aka the Affordable Healthcare Act) and subsidized health care via your provider, many families are still struggling to pay.
In fact, according to this article, families are sacrificing or giving up things altogether in order to afford health care. More than half the families surveyed gave out dining out in order to save money, with buying new clothes and gadgets a close second. If that wasn’t bad enough, some families feel like they can’t’ even go out on a day trip or a vacation because the majority of their money goes towards health care premiums.
The question is, is it really fair that families have to take out such a large chunk of their paycheck in order to be able to afford the most basic of necessities? How can families still enjoy the fruits of their labor without feeling like they can’t pay for healthcare?
Shop Around for Medication Costs
Sometimes, finding the generic version of a medication can save you more money than you realized. If you can, ask your healthcare provider before prescribing any medicine to see if there is any way he or she can save you some cash.
Provided that you’ve explored that option, try and shop around different pharmacies to see if you can get a lower price. Keep in mind that if you are a member of wholesale clubs (like Costco), you may be able to save more at their pharmacy.
Use Money Saving Sites
There are many apps and couponing websites that help you save money, anywhere from shopping at online clothing retailers to the latest electronics. You can use these coupons to reduce costs and be able to splurge every once in awhile on fun items. Coupon Dash is a great place to look for coupons, as they feature more than 1,000 retailers and usually at least 8,000 coupons at anytime. All you have to do is register for free and browse through relevant discounts.
Obtain Any Copies of Medical Test Results and Records
Sometimes, the cost of healthcare goes up because doctors may need to do more tests, hence needing more visits to their office. If you grab a copy of any tests and records you’ve done recently, you can take those with you. Let’s say you need to then head to a specialist or another doctor, you may not have to repeat those tests again.
Another advantage to this is that if you already have the results they need, then the doctor can immediately prescribe you something or advise you immediatedly which means you may cut down on the number of appointments needed.
Take Advantage of Free
Who says the government doesn’t want to help? Each and every single community probably has health fairs that usually give free screenings such as for high blood pressure and HIV. If you’re insured, ACA-compliant plans are required by law to offer various screenings without co-pays. Check with your insurance provider to see which ones you can take advantage of.
Medical care may be expensive, but it doesn’t mean you have to give up some of the finer things life. If you’re careful about using coupons and trying to reduce costs as much as possible, you may not have to sacrifice as much as you think for health care.
Love Counting My Pennies?
Sign up to get our latest content by email.