Life is tough right now. The pandemic has left many of us jobless and struggling to get by. Even if you’re lucky enough to still be working, you might find that you want to cut back on spending. Perhaps you’re saving for a holiday once life is more normal, or you’re thinking of buying a house.
Luckily, there are plenty of ways to easily cut down on everyday spending. Here are a few hacks.
Most of us love the convenience of driving. But it’s bad for your health, it’s bad for the environment and it’s bad for your wallet. Plus, driving in rush hour traffic will make you more likely to be involved in an accident (if affected, see this car accident lawyer located in Harford County). Driving safely is key in keeping us all safe. However, you can avoid driving in rush hour traffic by walking to work instead. You’ll save money on fuel, parking and maybe even a gym membership, if it becomes your new daily workout. Win, win!
Cut down on coffee
It can be tempting to buy a coffee every day and not think about the consequences. You might always get one on your way into work to have in your morning meeting. But, as delicious as coffee is, it can be pricey. You’re better off bringing your own to work in a reusable coffee cup or getting it straight from your work kitchen. You’ll be amazed at how much money you’ll save.
Unplug your devices
People are often shocked by their electricity bill. How does it add up so quickly when you’ve been wearing six sweaters instead of turning the heating on? Unfortunately, bills can creep up even when electrical appliances are left plugged in or on standby. So, reduce your electricity bill by unplugging your kettle, microwave and television when you aren’t using them. Just don’t unplug your fridge…
Being good at meal planning is no mean feat. Knowing what you want to eat days in advance can be difficult and you might find the whole thing overly stressful. However, meal planning is one of the key ways to save money. If you have a fridge full of food you’ll have less of an excuse to order takeout – and you’ll be healthier. If you can be super organized and bring lunch to work you’ll find that you save huge amounts every week.
Ditch the subscriptions
Let’s be real, how many subscriptions do you have that you barely use? We’re talking streaming services you use once in a blue moon, gym memberships you’ve forgotten exist and monthly beauty deliveries you just don’t need. Put them on pause until you’re in a better financial position.