“Budgets were originally designed as control mechanisms. As such they are traps …”? Stephen Bungay (The Art of Action: How Leaders Close the Gaps between Plans, Actions, and Results)As of 2018, there are over 44 million borrowers in the US burdened with nearly $1.48 trillion in student loan debt, which is more than half of the total credit card debt. That is a lot of debt to manage for students and those few thirty-something people who … [Read more...]
Budgeting For Beginners: What You Need To Know
It’s all well and good saying that you’re going to set yourself a budget, but without truly knowing how to create one, it’s not nearly as simple as it sounds! Whilst the hardest part of creating a budget is sitting down and actually creating one, you don’t have to blankly stare into space for hours on end. Whilst short term loans are available if you find yourself in a financial emergency, in the long term you can feel more relaxed having a … [Read more...]
Here’s What Investors Can Learn From Pro Gamblers
While it’s important not to gamble with one’s investments, there are some valuable lessons investors can learn from the world of gambling. When you boil it down, gambling and investing both come down to probabilities, risk and reward. Almost every form of gambling has at least one lesson for investors.PokerLet’s start with one of the most popular forms of gambling – poker. There are several lessons to learn from poker, especially when you … [Read more...]
Spring Cleaning – Get Cash for Cleaning Out Your Closet
Spring is finally here! The snow has stopped, the flowers are blooming, and it’s time for everyone’s favorite activity - spring cleaning. And while it feels great to get organized and declutter your home, how can you make some money while doing it? Can you get cash for cleaning out your closet?Answer? Yes! You can get cash for cleaning out your closet. Those items in your closet that you no longer want still have value. Now to find … [Read more...]
Tips on Selling Your Old Car Quickly for a Profit
Do you have an old car that you really need to get rid of? Even if it doesn’t run properly, it can still be worth some money. If you’re in the market for a brand new car, you may feel you don’t want to use your old one as a trade-in. While the dealership may very well take your old car and knock a little money off your down payment, you can likely still get more cash if you sell it outright yourself. Here are just a few suggestions on how to make … [Read more...]
Why You Should Never Co-sign on a Loan
Loans are great things. They allow you to make big purchases and pay them off over time. Sure, we would all love to be able to pay for a car, a house, or an education out of pocket, but a lot of us just don’t have that kind of cash in our accounts. So getting a loan is a great way to increase your purchase power for important items. And if your credit rating is good, you’re likely to get a great rate for your loan. But what if your friend or … [Read more...]
How to Get Discount LuLaRoe
I have written quite a bit about LuLaRoe over the past few years. When I was first introduced, I was really excited about the products. I bought a few simple pieces (two dresses and a shirt) and ended up buying a few more items in the following months. I still have two LuLaRoe dresses and a shirt that I absolutely love. That said, I’ve also talked about the quality of the items. While I have no complaints about the two dresses I still own, I … [Read more...]
How to Shop at a Going Out of Business Sale
As a child of the 80’s, I find it very sad to see stores like Toys-R-Us going out of business. Pouring over the catalog was practically a ritual as a kid, looking at all the great toys and circling the things that I hoped Santa would bring. (Santa, of course, was much too fiscally practical to bring me everything I circled.)As the shopping industry changes, a lot of the brick and mortar stores are struggling to keep up and are going out of … [Read more...]
Fine-tuning your trading system
As a retail trader, you need to learn from your trading mistake. Many people trade the market without having clear knowledge about the trading industry and thus lose their trading capital. These people never have the chance to make profit in their career and if they do they will have spent a long time trying to do so. This article is going to tell you how you can perfect your trading in spread betting. We are not going to give you tips to avoid … [Read more...]